The Punto Banco table is shaped like an eight and has fourteen seats.
Players can bet for the Player or the Bank, which means that there will be two scores for the cards on the table during the game: one for the Player and another for the Bank. The highest score wins and the maximum score is nine points.
The bet will be placed in the area named “Player” or the area named “Bank” depending on which of them the player thinks will get nearest to the maximum score.
If a player thinks that the Player and the Bank will have the same number of points at the end of the game, he can place his chips on “Egalite”. The mat has special numbered compartments for this.
What you need to know before you start playing
In turn, the player who has the “Shoe” deals a card for the Player and another for the Bank. Then he does the same again, dealing a second card so that both Player and Bank have two cards each.
The croupier places the cards with a wooden stick, so that they can be clearly seen by everyone. The Player’s cards are placed at the furthest point from the player dealing the cards and the Bank’s stay beside the “shoe”.
When the points are added up, the tens are disregarded so, if the total points are 12, only 2 will count, and so on.
A third card may be dealt to the Player and the Bank as per the following Tableau:
For the Player
When the total of the Player’s two cards equals:
0-1-2-3-4-5: The Player receives a third card unless the Bank has 8 or 9.
6-7: The Player stands. If the Bank has 0 to 5, it will take another card.
8-9: The Player stands. A third card is not dealt to the Player or to the Bank.
For the Bank
When the Bank has two cards that add up to:
0-1-2: The Bank receives a third card unless the Player has 8 or 9.
3: The Bank receives a third card unless the Player’s third card is an 8.
4: The Bank receives a third card when the Player’s third card has a value of 2-3-4-5-6 or 7.
5: The Bank receives a third card when the Player’s third card has a value of 4-5-6 or 7.
6-7: The Bank stands if either one or the other has 6 or 7. A third card will be dealt only if the Player is the person with the 6 or 7.
8-9: The Bank stands. Neither the Player nor the Bank receive any more cards.
After the game, the cards stay on the table until all the bets have been paid out. In this way, all the players can see that everything is as per the rules of the game. If the Player wins, there is no complication because double is always paid out. If a player bets €100, he will win another €100.
Croupiers are able to immediately calculate how much should be paid to the bank. It is an infallible skill – the fruit of rigorous training.
Bets on “Egalite” are paid at 8 times the bet. This prize is sometimes very generous but a draw is much less frequent than the Player or Bank winning. Bets on the Player or Bank remain on the table before a draw.
Players may raise, decrease, maintain or withdraw their bets.